My absolute favorite financial independence books of all time!

the minimalist ninja

This post is about my favorite books that inspired me to pursue financial independence / early retirement.

My most recent blog post about financial independence was heavily inspired by these very books.

The links in this post will redirect you to Amazon. I am an avid reader of e-books, and this is where I purchase them (if I can’t get them through my library)! πŸ™‚

The Simple Path to Wealth

This book was one of the first books on financial independence I had picked up. If you enjoy books such as Your Money Or Your Life then I think you’ll absolutely love this one.

It’s simple and to the point and while it is catered to an audience living in the USA, its core principles are applicable wherever you live.

If you are not interested in purchasing the book at this time then I recommend heading to his blog and checking out his stock series.

The Mindful Millionaire

The author, Leisa, used to work in the finance industry, invested wisely, and can now live off her investment income.

This book is for anyone who wants to transform their relationship with money. It focuses on journaling, the chakras, and meditation.

I find her spiritual approach really inspiring and can highly recommend it to anyone interested in both topics.

If you are on Facebook then I strongly encourage you to check out her Facebook Page – I am a big fan of her content!

Choose FI

This book was created by the makers of the podcast Choose FI. They also run a pretty popular website, with the same name, that I recommend checking out.

I think this is a great book to get started – no matter where you are. It talks you through the stages of financial independence, your emotions, career, and the power of networking.

In touches on both investing in stocks and investing in real estate and also gives you detailed action steps after every single chapter.

Quite Like a Millionaire

This is, by far, one of my favorite books on the topic of financial independence. The author talks about why you might not want to follow your passion (just yet) and the importance of having a plan in place.

She also shares concrete investing strategies with a focus on stocks and also shares her tips on how you van “survive” a market crash. While the book caterers to an audience living in the USA and Canada, the principles that she shares are applicable around the world.

The only chapter that is very USA specific is that on taxes. Taxes are, of course, pretty different from country to country.

Financial Freedom

I touched on this book in my latest blog post and needed to mention it here as well. Grant’s book made financial independence seem achievable to me despite the difficult and crazy road ahead.

He retired by age 30 with a net worth of over $1.25 million. His personal story blows my mind! In his book he shares tons of practical tips on side hustles, building an online business, and making the most of your current job.

I gotta be honest here – I was initially very skeptical about his book – I thought it would be just inspirational, no substance, and I was wrong. It’s an incredible book that I can recommend to anyone interested in FIRE!

What are your favorite FIRE books?

These were my absolute favorite books on independence / early retirement. What about you? What are your favorite books on the topic of FIRE? I’d love to hear from you! πŸ™‚

Have a great day and try to make the most out of these very odd times!



  1. Karina
    March 27, 2021 / 12:37 PM

    So nice to hear from you again! I hope you are well πŸ™‚
    These books sound really intriguing, thanks for sharing!
    What are your dreams and goals for your life when you are finally financially independent?

    • Nina
      April 7, 2021 / 8:43 AM

      Hey Karina,

      lovely to hear from YOU! πŸ™‚
      Oliver’s most recent post (it can be translated via most browsers) resonates with me a lot.
      Financial independence is a spectrum and I what I am doing now, I’d also do later on.

      FI allows me to do whatever it is that I want to be doing, without needing to worry about money.
      That’s the freedom that FI can give you super early on.

      That’s what I love about it! πŸ™‚

  2. Lara
    March 27, 2021 / 7:48 PM

    Yeey πŸ™‚ new post from you πŸ™‚ thanks for sharing!

    • Nina
      April 7, 2021 / 8:43 AM


  3. Lara
    March 27, 2021 / 7:51 PM

    Iβ€˜d love to see an updated post of your monthly expenses! πŸ™‚ I always found them so inspiring.

    • Nina
      April 7, 2021 / 8:44 AM

      Hey Lara, that’s a great idea! Is there anything in particular that you’d love to see? A general overview or digging deep into certain areas?

  4. L
    March 27, 2021 / 8:18 PM

    How do you feel about the ethics of FIRE? I’ve been long-intrigued by the idea, but I find that it supposes a lot of things, including living in a low cost of living area in the latter half of your life (or moving to another one, and possibly taking advantage of another country’s space and resources for your retirement), relying on investing in a market that will have to perform at a certain level in order for you to stay retired, purchasing housing as a strategy and having to rely on renters and what that could take (creating Air BnBs in neighborhoods where it brings more chaos, etc).

    I find the save-as-much-as-possible, live simply ethos is something I can use in my own life, as well as saving a lot of money and then moving down to a lower-paying job to reduce your stress levels or pursue a passion, but I’m unsure about the ethics behind a lot of the decisions, when I read about other people’s stories.

    • Nina
      April 7, 2021 / 8:54 AM

      What other people are doing doesn’t really matter as long as you are comfortable with whatever it is that you are doing. Do whatever works for you.

      Whether you move to a low-cost living area or not (or are living there already anyway) is your personal choice.
      Pursuing FIRE can give you the freedom to do life however you want to do it and there are tons
      of people out there doing various things.

      The fact of the matter is by solely saving money, we are losing money (to inflation, etc.) so finding a way
      of investing (and thus, growing) your money is key. Investing in real estate, businesses, or paper assets – again, a personal decision. There’s no one size fits all approach to it, really.

      It’s also not black and white. Pursuing FIRE is a spectrum and Oliver’s post from very much resonates with me.
      Here’s a link to it.

      It all boils down to how you want to live your life and what works for you. There are tons of different approaches and none of them must include any of the strategies you mentioned unless it’s something that works for you and is in alignment with what you value! πŸ™‚

    • Nina
      April 8, 2021 / 7:28 AM

      Just figured I’ll add a few more things:

      – There’s nothing morally wrong with moving to a different country, city, or area as long as you can 1) legally reside there, 2) pay your taxes, and are on all fronts a lawful citizen. If it would be morally wrong then anybody moving anywhere at all, really, would be in trouble.

      – “relying on investing in a market that will have to perform at a certain level in order for you to stay retired” – I think that depends on your view of retirement and your investment strategy. Investing in just one market isn’t a wise strategy so anybody doing that is setting themselves up for failure, really. There are different approaches to this and if you have a proper plan in place (keyword diversification, cash cushion, and so on) then you’ll be more than fine. “Quit like a millionaire” touches on tons of these topics and outlines a plan that can work for a lot of people.

      – Most cities have strict regulations in place for real estate and renting (Airbnb, and so on). As long as one follows the rules (adhering to one’s local laws, paying taxes, offering rentals at market rates not way above it, and so on), there’s nothing morally wrong about pursuing real estate.

      The truth is, most people can’t “save” their way (early) retirement without growing, thus, investing their money. By merely saving, we are losing money, so coming up with a proper plan to not grow your money is key! πŸ™‚ Whether some of the strategies you mentioned may work for you ultimately depends on you – your circumstances, resources, and preferences.

  5. May 16, 2021 / 12:05 AM

    Out of the list, I’ve only read Quit Like a Millionaire from the library and would love to have an ebook copy for a reference as a Canadian pursuing FI. I would like to live also in Thailand as someone from another Southeast Asian country.

    I may have to read finance books along with stoic books as I tend to read different books in different times of the day.

    I can’t recall if I asked this before but will ask away anyway. Have you consider investing in ESG stocks or ETFs, that is, investing in sustainable companies that care about environments and all beings? Being a vegan thought me to see the impact of my lifestyle to other beings; thus, investing is another way I could be part of the solution while living a peaceful life pursuing my interests.

    • Nina
      May 23, 2021 / 2:37 PM

      Quit Like a Millionaire is truly brilliant! I am happy to hear that you’ve read it! Yes, I invest in ETFs and invest only in those that are marked as sustainable.

      It’s worth noting here that those ETFs that are marked as “sustainable” do not contain “sustainable” companies per see. If you look at the “iShares MSCI Europe SRI UCITS ETF (Acc)” for example you”ll see that while this ETF is marked as sustainable the brands it contains (Loreal, Adidas, etc.) are not considered “sustainable”.

      That being said, these companies (among the rest) are “companies with very high Environmental, Social and Governance (ESG) ratings, relative to their sector peers .. while avoiding companies incompatible with values screen or having exposure to fossil fuels through extraction and production activities, power generation activities or reserves ownership.”

      Link to ETF profile:

      Unfortunately, the world at large isn’t sustainable, and most sustainable companies aren’t in any ETFs or stocks (they haven’t gone public), but at least the companies that are in “sustainable” ETFs do have the highest ESG ratings relative to other companies in their sector. Plus, certain categories (f.e. guns) are excluded which gives me peace of mind! πŸ™‚

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